It is no surprise that restaurants are among the occupancies which experience fires most frequently. Because of the potential for fire due to the use of multiple flame and heat sources, restaurant operators must observe fire safety codes, train employees to recognize the importance of following maintenance schedules, and recognize situations which could cause a fire.
In Canada over 42,000 workers get injured annually due to fall accidents. This number represents about 17% of the “time-loss injuries” that were accepted by workers’ compensation boards or commissions across Canada (based on statistics from Association of Workers’ Compensation Boards of Canada, 2011).
Statistics show that the majority (66%) of falls happen on the same level resulting from slips and trips. The remaining 34% are falls from a height. This document will summarize information on “falls on the same level” (slips and trips). Falls from an elevation, such as falls from ladders, roofs, down stairs or from jumping to a lower level, etc.
Liquor liability is a type of insurance which covers businesses in the event that claims related to liquor are made against the business. Most classically, such claims involve damages as a result of the actions of an intoxicated person, such as a lawsuit filed by someone involved in a crash caused by someone who was drunk. Although damages in such suits can be substantial, businesses often lack adequate liquor liability coverage, and this can expose them to very high liability. Continue reading →